WORK WITH ME
Don’t work for money
This is one of the key philosophies of wealth building – reinvest your money and acquire assets that make you money, such as real estate. Not everyone has the desire or the risk appetite for investing, and that’s cool. I’m not here to tell you what to do, but if you are considering investing, I strongly encourage you to take a closer look into the benefits of investing in real estate.
“Jessica went above and beyond to make the purchase of our investment property a positive experience.”
From going out of her way to make sure a deal could be had during negotiations, to ensuring we felt comfortable and respected throughout the entire closing process – I would recommend using Jessica to anyone for any real-estate needs. I hope we get to work with her again in the future!
– Melanie (Buyer)
Building wealth through real estate. There are many options to invest and in our initial meeting we will discover what are your investment goals. Whether you are a new investor or adding to an existing portfolio, I will research and analyze deals to help you calculate the potential return on your investment. From start to finish, I will provide you with expert guidance and exceptional service.
Get a free copy of my “Working With Me” services guide that includes tips and advice to getting started as a Real Estate Investor. Plus, a step-by-step guide on the home buying and selling process.
What is it like to buy with me…
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Check out my FAQs for buying real estate in the greater St. John's area.
If you are an investor, it would be wise to work with a real estate agent so that you have all the data at your fingertips to know that you are making a smart long term investment. Your agent will help you to find and analyze properties, as well as ensure that you are getting the best deal possible during negotiations.
If you are a buyer, there is no cost to you to use a real estate agent, we are paid commission on the sale by the vendor when you buy a house.
There are a lot of different ways to go about financing an investment property. Typically, if you own your own home, you are required to have a 20% downpayment on your investment property. However, I strongly advise you to sit down with your bank or mortgage broker to find out what your downpayment would be and your budget for your investment before you begin looking at properties. I would be happy to provide you with recommendations for a local mortgage brokers.
Once we have an accepted offer, it typically takes between 4-6 weeks to close. It will take a couple of weeks to ensure all conditions are met, such as financing and home inspection. And then it will take a few weeks for your lawyer to order and receive the title search.
The term “closing costs” is a bit vague. A lot of people know that it’s part of buying a house, but you might not understand what all the different fees and costs are for. In general, closing costs are paid through your lawyer and will include your legal fees, title insurance, property tax adjustments, pre-paid utilities, plus other miscellaneous costs. Industry suggests to budget approximately 3% of the purchase price for closing costs.
Property tax is calculated based on the assessed value of your home and the tax rates of the municipality that your property is located. Property tax can also vary based on if you avail of municipal water and sewer. As well, the number of units that are on your property may create additional expenses. To learn more about how to calculate your property tax in the City of St. John’s CLICK HERE.
Want to learn more about investing in real estate in the greater St. John's area. Check out these articles and videos.
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